8 Tips to Prevent Identity Theft & Fraud

Career

8 Simple Ways to Prevent Identity Theft

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Imagine that you’re working hard to save up for that car or house you’ve always wanted, or that business loan you so desperately need to take your business to the next level. Out of nowhere you start getting loan statements in the mail from banks you don’t have accounts at. It only gets worse as you are notified of purchases you haven’t made for various, expensive items. Or maybe you don’t get any notices and you only realize years later when you apply for that loan; your credit has gone from 800 to 100. What’s going on??

8 Simple Ways to Prevent Identity Theft

The concept of identity theft was once a far-fetched idea, but now has become a super-common crime. Over 8 million Americans became victims of identity theft last year alone, a crime amounting to over $45 billion.

Criminals are able to pretend to be you and make financial transactions (like opening credit cards, taking out loans, buying cars, etc.) using your identity and social security number. Criminals can get your info any of a number of ways, like hacking, spyware or simply mailing in any of the pre-approved credit card offers sent to you unsolicited (more on that — see tip #3).

There are ways to protect yourself from identity theft and prevent something like this from happening to you. The steps are surprisingly easy and better than the alternative of having a bad credit score plus a loss of financial assets as a result. Read on:

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A writer, artist and designer since she was young enough to put pencil to paper, Hilary spends most of her time in France, but still considers herself a New Yorker, and visits regularly. Hilary spent the past decade living in NYC and has traveled extensively around the world, looking for hot new topics, destinations, and brands to bring to Urbanette readers.

82 Comments

  1. Sarah Ubitel

    This whole cyber-universe scares the heck out of me. I’m just waiting on the day that i get hacked or my info gets stolen. I might need to build a bunker, haha…

  2. This just happened to me TWICE! Last month someone used my card info to make a small purchase at Nordstrom. I cancelled that card, got reissued a new one, and 2 days ago someone used the new card number at the same location to the tune of $6,000. Now I have to cancel that one too. How does this happen so quickly? Is the data more likely to be coming from a store I visit in person or a site where my card number is stored for auto-payment?

  3. It happened to me as my card was “swiped” 8 times in distant NJ stores. At the same time my actual card has never left my wallet. Luckily , the bank’s fraud department caught the fraud on time and reverse the charges. Interesting thingf is that ll the fraudelent charges were for the same amount ($59.95) – and as per bank agent suggestions the croos were probably using vending machines buying phone cards or something elese they can re-sell.

  4. Kaitlyn Barrett

    I was just notified by Discover Card that my credit card number was involved with a data breach and they are monitoring my account, plus sending me a new card with a new number. I asked which vendor/business had the breach and they replied that are not allowed to give me that information! It confounds me that I can’t find out which company had the breach of my information, perhaps what other info was breached (and whether or not I want to continue doing business with them or keeping any credit card info on file with them).

  5. Monica Collins

    I’m A victim of Home Depot credit card data breach PLUS victim to this guy I let do work in my house for about two hours before I kicked him out feeling very uncomfortable with him in my house. Come to find out he is a fraudster who did five terms for the same stuff. Credit card fraud, bank fraud. GREAT! So I guess what he does is get your account info from Home Depot. He buys online. It was weird that my account I had just about paid off suddenly I’m aware it’s like 5,600.00 I still owe. I guess I have to make a police report but what a waste of time. They never do anything about this stuff really.

  6. Camila Hilhorst

    I ‘m dealing with something similar , but the worst part is that the person who committed the fraud is my sister in law. she used the name of her ex-husband and my husband credit card numbers and “made” a counterfeited new visa Navy Federal credit card. i found the charges in my husband bank statements, for purchase in groceries stores, Yellow cab, Panera bread and also she paid her phone bill (Sprint). we could collect a few details of each charges and we make a report at the police station.

  7. Nancy Musselman

    This is a ongoing problem for me it first it happened with my macys american express they were great and fixed the issue but it happened again which is a pain in my back side and dont get me started with chase uff!!!! I had to close my account with them once everything was sorted out i mean Brazil really i live in ca come on it doesnt take a genious to figure out whats going on here is there any other figgen cards i should stay away from because im worried the next time (knock on wood there is no next time)it will take another year to resolve

  8. Helena Stevens

    I had this same thing happen to me yesterday with my Discover It card. I used it a few times this weekend locally (New Orleans), including yesterday morning, so when I got an email about fraud alert I assumed it was from my own activity and was ok. I thought maybe it was flagged because I hadn’t been using the card much in recent months and then used it for quite a few transactions in just a couple days. Unfortunately, the charge was $500 at a place I didn’t recognize, and all of my purchases had been under $30 or so. When I called Discover, they said it was in Detroit, MI. I’ve only been to Detroit once maybe 5 years ago on a layover, and definitely didn’t have this card then. Then the Discover rep told me it was swiped! I didn’t know they could recreate cards. Fortunately something had tipped them off and they denied the charge and emailed me immediately. As soon as I called them, my account was shut down. I was very impressed with Discover on this. I have no idea where anyone could have gotten my info. I have heard of skimming as gas stations, but I haven’t used my card at a gas station in a couple of months. I did use it once recently outside the country, but that was at a very reputable venue so I can’t imagine why I’d have an issue there either. Regardless, I’m very happy Discover caught this, and it is now in their hands and no headache for me.

  9. Deborah Henry

    This exact situation happened to me last November with my Alaska Visa. Had a random $1100 grocery purchase on my card, plus some rejected Home Depot attempts. The BofA agent suggested that my info could have been stolen through one of the popularized data breaches (maybe target?) and a new card was created. I have to hand it to BofA – not my favorite bank but they were on top of this and handled it well.

  10. Olivia Peterson

    I had a similar case back in Feb. I checked in to my hotel in Hong Kong and maybe a few hours later my card was also swiped somewhere in SFO. Luckily I called Barclays when I got back and they reversed the charges as so did the hotel in SFO pro actively.Not sure how such things happen but good to see card companies do watch out for us.

  11. Merry Robinson

    What an amazing, inspiring and right on article. I agree with what you write. Exactly what I have been longing to read about. Your words never fail to inspire me! Such a beautiful piece of writing. Thank you!! 🙂 🙂 🙂

  12. Brenda Nelson

    I had almost the same thing happen recently with my debit card: someone had stolen my card info and PIN (!) with an ATM skimmer device, then used it to make a duplicate card. What’s even weirder in my case is that they used it at a local business just a few blocks from my home. ? So creepy. I hope they were able to use ATM cameras to catch them.

  13. Helen Franklin

    I totally agree with you on this one. Security breaches that directly attacks the identity of an individual or a business is the matter of concern from the very first day a person goes online. There are other phishing attack that hit the money transactions online. Money once lost can be earned later but the identity is one thing that never gets the real position it has earlier. Now, we can fight back against identity theft by following these tips.

  14. Andrea Mitchell

    I work in security for a major financial firm and I cannot stress enough that no bank will contact over email to get your information. No matter what the email says (ie Your account may have been tamper with, please login to this link to verify your pin, etc…) you should never respond to these solicitations. If you think it may be legitimate you should call the number on the back of your card (Again not from the website or email that you received or were directed to) and verify it with a customer service rep. I’ve seen this work alot. Never give your information unsolicited. If they call or email you, you should not trust them by default.

  15. Christina Cavanaugh

    This post was timely as I just received a letter from my insurance company saying that a laptop with my personal info (SS#, address and DOB) was stolen from one of their offices.

    I immediately called the credit bureaus and had an alert placed on my information. I always check my credit reports and in fact just got a free one two weeks ago so I have something to compare to. The alerts and freeze only stay for 90 days so I will have to reorder them in three months but it is worth it.

    I never thought that would happen to me but it did….and I am glad I had already started taking those steps BEFORE it happened.

  16. Sydney Nowak

    Excellent advice. I buy storage rooms when they are up for auction and resell on ebay for a living. You would not believe the amount of personal information that people store in these rooms. I have found, in almost every auction I have won, bank records, tax records and old bills belonging to the owners. I always burn those papers for them. Not so honest people may not. Be careful what you put in a storage room.

  17. Lauren Gilson

    The scary thing is that even with all these precautions, it can still happen.

    2 years ago I got a call from my credit card due to some unusual activity. I was traveling around the province for a vacation at the time, so I assumed the various locations caused a red flag, but it turned out that someone had stolen my credit card numbers, made themselves a copy of the card (I still had my card, and they managed to use their copy at a self-paying gas station) and charged up about $1500 at gas stations, liquor stores and Staples (?!).

    I didn’t notice any of this activity because I was out of town and not checking my accounts online, but since it was my bank that noticed it, luckily I had no troubles getting the charges removed.

    Based on the location of the fraudulent charges, the timing, and when I’d recently used the card, I’m 90% sure that the info was stolen when I paid for a meal at a sports bar using my credit card.

  18. Shannon Bradley

    This is a very important article that everybody should read. Good pointers on identity theft. It’s pretty scary how much you have to keep tabs on these days.

  19. Leah Helms

    I used to work in a fraud victim’s division at a bank, so I’ve seen first hand the nightmare identity theft can present. You’ve provided some excellent ideas to prevent identity theft.

  20. Anna Kaplan

    Another tip – Add the toll free numbers on the back of your credit cards to your cell phone directory. If your cards are stolen but phone is not you have immediate access to the numbers to call and cancel the cards.

  21. Loraine Aguilar

    Very good advice, Hilary. I agree on all counts. It is surprising how often phishing scams work – I see it all the time at my bank (they seem to especially target seniors). Banks WILL NOT solicit you and ask for account and other personal information over the phone or online. YOU (the account owner) should initiate any contact about refinancing, credit, or anything bank account related – not the other way around.

  22. Grace Stirling

    Thanks for this! I’ve been looking for this information!

  23. Jane Sprague

    Thank you so much for this article. What an eye opener and love your perspective. Another best tip is to limit the amount of personal information you share on Facebook. A lot of people don’t realize how much of their data is public. Identity thieves are looking on these sites to piece together what they need to steal on our identity.

  24. Betty O'Leary

    Great tips, it should come handy especially during tax time – don’t want to leave all those financial folders with important account numbers and contact details lying around!! BOOKMARKED!

  25. Teresa Tanner

    As a nation we need greater safeguards on Social Security numbers. The number was never intended to be a universal ID number; yet it has grown to be that.

    Doctors’ offices, school registrars, and the like often ask for your Social Security number on their registration forms. Don’t fill it in. Usually they won’t even ask you after you’ve left that space blank. Almost always they won’t hassle you if you then explain that your SS number is private and you don’t wish to give it out. If pressed, make the person at the desk give you a comprehensive explanation of why the SSN is needed.

    The feds have done us a disservice by tying the Medicare number to the SSN. If this bothers you, on your own behalf or that of your aging parents, contact your congressperson to ask what legislation is under way to have this practice discontinued.

  26. Julia MacLean

    Please note that while it is important to protect yourself from “outside” identity thieves, according to the Better Business Bureau, “Almost half (47 percent) of all identity theft is perpetrated by friends, neighbors, in-home employees, family members or relatives – someone known – when the victim can identify the perpetrator of data compromise.”

    So what can you do to protect yourself from unscrupulous family members who already have all of your personal information? Really, your best bet is to check your credit report on a regular basis.

    If a family member does scam you, they will probably rationalize it as “no big deal”. Of course it is a big deal, and it can hurt you and your family both financially and emotionally. Make sure that they know in *no uncertain terms* that this is unacceptable.

  27. Carolyn Robertson

    Don’t give your SSN to any company unless it is truly needed. Health insurance providers do not need it. Also student loan companies are no longer allowed to use your SSN as your account number.

  28. Celine Carter

    Recently I received a letter from a major retailer stating that one of their payment card readers had been compromised and that I had used it for a debit transaction. I contacted my bank and they recommended that when using my debit card at any retailer use it as credit rather than debit so that you don’t have to enter the PIN.

    Due to the issue with the card reader at that retailer my account was debited $1900 and my card never left my possession.

  29. Gerry Carlton

    As someone who works in a bank, I would also like to warn people about taking this too far. Despite the numerous postings around my branch, more than half the people whom I ask for photo ID refuse to give it to me or demand to know why I need it. Hello?? We are a bank!

    Since I know 95% of the people who come to me, I don’t need their IDs but I do ask for those of people I have never seen before. It just boggles my mind when they get upset; we even had one customer snatch his check back and leave, telling us that we were “horrible people” to ask for such a thing.

    Not only is it to safeguard the bank in case of check fraud (and there is A LOT of that going on lately) it is also a protection for YOU, THE CUSTOMER. If someone stole your checkbook and wrote a check out to “cash” for 5000 dollars and I DIDN’T ask for their ID, I guarantee you’d come storming in a week or month later blaming me for NOT asking. It’s one thing to be cautious about your ID, it’s quite another to be insane about it.

  30. Maria Cain

    I had the honor of reading your idea on preventing identity theft and I think I agree with you wholeheartedly. A friend said that i should thoroughly check my credit card and bank statements each for unauthorized or fraudulent activity. Securing sensitive documents and being aware of fraud seems like the best way to avoid identity theft. This really takes the ‘pressure’ off. Wise words Hilary!

  31. Franny Pimms

    As one of the readers who emailed you over the past few days, thank you for this article.

    I’m usually so on top of these things, but I got duped by the phone call from “my bank” and gave out too much information. I feel really silly now, but hopefully everything will be ok.

  32. Dorothy Harris

    My mother passed away recently and once an obituary goes into the local newspaper and also gets picked up by Google then your mother’s maiden name becomes public knowledge and is linked to your name as “survivor of the deceased”. I contacted various places that use “mother’s maiden name” as a security question and had them add an additional question to that for security.

  33. Lana Urie

    Credit freeze is also a good idea which just about every state allows you to do. It’s free if you can prove that you’re a ID theft victim, or over 65 (might be 60) otherwise it’s $10 per credit report (per person) I do believe.

    Your credit can be unfrozen as well if you notify the bureaus in advance of when you’ll be applying for a loan or credit card.

    The credit freeze wouldn’t be a bad idea either for someone who is easily tempted to get store credit cards.

  34. Esther Earl Harris

    Great article and I love what you write here. It’s such a breath of fresh air. You have covered the bases pretty well. There are so many different methods these thieves use to steal a person’s identity these days. They can easily steal from our computers, mailboxes, and they are getting more sophisticated each year. Best thing is to install a firewall and antivirus software or get an ID theft insurance.

  35. Margret Kegley

    Oh!this is a GREAT one. I need to re-read it about a lot of times. And then read it again because it is really useful. I think the best way to for us prevent identity theft is to always check our credit report regularly to make sure there are no fraudulent credit cards opened in our name. Thank you for breaking it down for us, Hilary!

  36. Carol Warren

    Usually the people who freak out on you like that are usually up to no good. I’ve worked in retail and the people who are trying to steal will become angry or upset for no reason because they want you to leave them alone, so they can steal.

  37. Monica CONOVER

    VERY good advice! A friend of mine recently applied for a credit card and was rejected; he asked for a copy of his credit report (this is a good idea to do if you get rejected for a credit card) and found out that he was victim of identity theft. Somebody had taken out a $300K mortgage in his name and was late on the payments.

  38. Irene Morales

    This is really good advice. I remember one time when I got an email saying it was from Ebay and I needed to update my account information or the account will be frozen. I did not realize what a mistake I made until after I entered my information and hit the enter key. I was definitely scared out of my mind when I tried to use the link again, so I could send the info to Ebay, and all I got was an error page. Luckily nothing happened but now I pay close attention to what I click on in a email.

  39. Marina Henderson

    When I was in Italy last summer I actually witnessed a young boy attempting to take the wallet out ot the back pocket of an unaware tourist. The tourist was talking on his cell phone, and had no idea of what was happening. I yelled, and the child went scooting off. I noticed the pickpocket’s friend over near a building laughing at the whole scene… Who knows what they would have done with the poor guy’s ID!

  40. Laura Strother

    Identity theft protection services can help us monitor our accounts. They can place fraud alerts and freezes on a users credit reports. Many people find it valuable and convenient to pay a company to keep track of their accounts and credit reports. I just love you to bits and enjoy everything that I have read so far. You have certainly had a lovely impact on my life and I thank you!

  41. Pasty Clin

    Very useful suggestions! The mail transports millions of pieces of personal information every day and is one of the most common sites for identity theft activity. A study found that the most frequently used non-technological method for identity theft was the rerouting of mail through change of address cards! So pay attention to your mail.

  42. Gwen Keaton

    It’s important to have a bank that’s proactive about your account. Mine calls me, an annoying amount, if anything looks remotely suspicious. I’ve had my ‘account compromised’ and also my ebay hacked into. Both times customer service took care of it before I suffered any real consequences.

    • Monica CONOVER

      I personally am *glad* when my bank makes reasonable checks like showing and ID, asking for info from my account, etc. when I am withdrawing/transferring money. When one of those irate customers complain, try to remember that there are more of us who “get it” and prefer occasional inconvenience over finding an empty bank account.

  43. Daisy Clarke

    Thanks for all the info and tips. Very helpful! This is a timely post I just had my amex account hijacked – with a counterfeit card!

  44. Danielle Wilson

    The problem is not so much that it’s not difficult to obtain someone’s SSN. The problem is that so many agencies or businesses treat your SSN as if it was proof of ID. Someone signed up for phone service using only my friend’s name and SSN.

    When she disputed the bill, she had to actually *prove* that it wasn’t her who signed up. Since she was living 120 miles away this wasn’t so hard yet it still took three years to completely clean up the mess..

    The problem seems to be that the businesses who accept SSN as verification of identity are not the ones held responsible. Instead it’s the person who’s identity was stolen who has to clean up the mess.

    • Colleen Frasier

      Yes, in this country the SSN is a very big issue. It is one of the main access points for identity theft, which is a huge problem here.

    • Monica CONOVER

      I have to agree with you about how places ask for your SSN when they don’t need to. I work at a school and even though the student records database has a spot for SSN we never use it.

  45. My house was broken into last year and they trashed the whole house. I wasn’t sure what exactly was stolen but i immediately got the service from one of the credit companies to give me constant update on my credit report.

    they text or email with the slightest change, and it worked so well I am most likely gonna renew it. Its about $100 a year, which to me isn’t bad. If you know your identity was stolen I highly suggest it.

  46. Naincy Winget

    Amazing article! Very useful tips to prevent identity thief .Thief’s are very clever they find any way to do scam but precautions are very necessary. Everyone should aware about security information. Thanks for sharing tips.

  47. When I was looking for an apartment, they always made me provide them with my social security number, bank account numbers, driver’s license number, and other personal information. I didn’t have a choice. If I hadn’t given them the information, I wouldn’t have gotten to live in an apartment! I now live in a gorgeous two-bedroom apartment, but wonder what happened to all this sensitive info that is on all the forms I filled out during my search for a home!

  48. Great tips!

    Make sure your relatives, especially older ones are also aware of the current scams. My father gave out my personal information because a woman claimed to be a long-lost relative wanting to look me up. He verified my maiden name as well as my mother’s! He was trying to be helpful but it ended up costing me a lot of time ensuring this woman didn’t do anything with the information and we had to put out a fraud alert.

    Bottom line, it’s not just you who needs to be aware of the scams–your parents and relatives need to be aware as well.

  49. Thanks for all the info and advice. I was a victim of identity theft, and since then I have been an advocate of identity theft protection. I am continually educating myself to help prevent becoming a victim again and to help others as well. 🙂

  50. All this is fine, but most monitoring is unnecessary. Identity theft is virtually impossible to eliminate… 🙁

  51. A really simple solution is to have a callback and verification system , every time some company wants to issue new credit, checks your credit or use credit in your name, the onus of verification should fall on the company issuing the credit not you as the hapless consumer.

    This way identity thieves would have to not only know your ssn or other key information but have to answer the phone and answer questions like what was your last phone / electric bill, legitimate users would have no qualms with this and it would stop 99% of identity theft.

    Problem is companies are too lazy or in some cases complicit with these fools and just want to make a quick buck.

  52. Doris Tate

    We’re not going to always prevent identity theft, but alerts and freezes can help minimize the chance of it happening.

  53. Monika Smith

    Check your credit report on a regular basis. The identity thief will most likely try to obtain credit or store cards in the name of a victim. Many of these cards are used normally for a time with the aim of increasing the credit limit attached to the card. This means that by checking your credit file once or twice each year, it may be possible to spot credit that was not applied for by you. If you do see such a card, it is vital that you report it to the company involved, the police and the credit referencing agencies as soon as possible.

  54. We stop the mail and paper a few days early. We have had issue with delivery so this allows us to see that the message was received. We also add a couple of days on at the end incase of delays. Then if we get home on time, we just go pickup the mail and have the paper restarted. Works well for us.

    Regarding the credit cards, along with the account numbers, we copy down the toll free number of each card we take, and keep it also stored for accessing it on our computer/phone so we can call right away.

    Oh and if you are traveling on a connecting flight in the US to an international destination, you so need your Medicare card. It takes up little room. We always go to an airport hotel the night prior, so we might need it before flying and I wouldn’t leave it in the car while on the trip. Better in the money belt.

  55. Elia Scott

    Great tips! Photo Id required instead of a signature is a fantastic idea. Thank you for sharing such useful and helpful article.

  56. I keep copies of all travel documents: passports, Visas, etc in an online account like Dropbox or OneDrive. If the real thing gets lost or stolen, I have virtual copies. As much as some distrust the security of these services, I still think they are safer than giving my credit card to service people who have to walk away with it to run it through their machine.

  57. Great tips. You’re so right. I would also have some safety tips and suggestions, but about using passcodes and passwords to protect smartphones, tablets and laptops. So many people don’t use them because it creates an extra step to use them and all they think about is fast, fast, fast access. I have a friend who didn’t protect his laptop. When he checked into his hotel he gave his bag with his laptop to the bellhop to take all the bags to his and his wife’s room. When they got up to the room and unpacked, the laptop was gone. He hadn’t protected it with a password or passcode and spent the next several hours of his vacation using his iPad to log into bank, credit card and almost a hundred other websites to change his passwords and security questions to protect himself.

  58. Great article. I think you covered all of it. Really appreciate this. Big thanks. 🙂

  59. Great article… Make Photocopies for your home files as a backup, however, keep a SECURE VERSION on your (or your caregiver’s) smartphone or tablet. There are apps for your device to take a picture of the front/back of your cards and then they are available to you at all times! If your purse or wallet are stolen…you have a valid copy to take action. If your device is stolen… just login online to the app and wipe the data. One download works on all of your devices for life! 🙂

  60. You’ve provided a wonderful list of tips. Very useful. Printing out. Thank you. 🙂

  61. Just glad Urbanette Magazine provided some helpful information about this! Very timely as I just signed up with some Identity theft program. It was about the worst experience I ever had. The agent had a bad headset and had to repeat herself, they had to put us on hold multiple times, my husband got a system generated email to create an account and the link did not work, I am still waiting on my account to be set up so I can log in, to activate the account we had to be transferred to another agent who did not understand there were two people on the family plan. The whole exercise took hours. Wish us the best if we really do need to see alerts as I have no idea if I will get them.

  62. Another safety measure that I can suggest is when using a public internet connection use an Ironkey USB thumb drive. It has its own browser (Firefox) on the drive so after you plug in the drive its like using your own little secure computer. All your passwords and transactions are done through a very secure browser on the thumb drive and leaves no trace on the computer you are using. Just a trick I’ve learned from my boyfriend. 🙂

  63. These are some really good suggestions, and it’s sad that many of them are necessary. To think it could happen to anyone antytime is pretty frightening.

  64. Super helpful! Becoming a victim of identity theft is very stressful and it’s important to take necessary efforts to be protected from these criminals!

  65. Great article. That was very enlighting! Really opened up my eyes. Everybody should take caution in what they do and who they are dealing with. Thank you so much for sharing this enlightening information.

  66. Thanks for this very helpful article. I will share it with a number of friends. Especially for all of us aware of Internet security, it’s always amazing to see people do some weird things when it comes to their identity, not to mention the over-abundance of information people choose to share with strangers on social networks.

  67. These thieves impress and cause me headaches. I’m impressed because they find new ways to cheat and pretend to be someone else and their innovative ways cause me headaches (esp if I or my family members become victims).

    Fantastic article! Your suggested ways to be safe are highly appreciated!

  68. Tip #8 is on top of my list! $5 is nothing compared to a HUGE amount of money that might be stolen by thieves.

    This article is bookmarked!

  69. I like the idea of “ID required” instead of signature.

    One of my banks mobile banking feature that I love is “lock card.” By accessing the mobile app, I can lock and unlock my card.

  70. Yeah, it’s very frustrating to have one’s identity (and money) stolen. Thank you so much for writing this useful and helpful article! Great tips!

  71. This happened to my best friend. It was awful for her. Ever since, I’ve had my credit on a freeze to protect it. These tips are spot-on.

  72. Mmmmm… "Photo ID required" advice sounds fantastic! Really a good plan to prevent identity theft.

  73. Courtney Watson

    I love the idea of “instead of signing, put PHOTO ID REQUIRED.” But for me, reporting it immediately is very important. Identity theft is a serious issue that we should really, really, really prevent!

    • I agree! It’s very important to report immediately. It’s a must that the important numbers are noted. Thanks for the reminder, Hilary!

  74. These are really great suggestions. With identity theft becoming more common, it's important that people know how to protect themselves.

  75. I agree with identity theft plan. That is very necessary. Identity-theft is a very serious crime and could lose everything. I would ever want to experience that.

  76. Randie Cadiogan

    Photo ID required does it! 🙂 

  77. Venus Ferrano

    When i was in Thailand for business, i left my purse in the airport ladies room. It had important documents in it, including my passport, money,driver’s license  credit card, etc.
    I went up to the help desk, they were very accommodating. Luckily, the woman who found it was an honest Peruvian who reported and returned my purse to the authorities not more than 20 minutes later. I was very lucky!

    • You’re so fortunate! Can’t imagine how stressful it would be if your purse wasn’t returned.

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